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Down to Business

The High Costs of Employee Misclassification

By on Nov 10, 2014 in Down to Business |

You hire a graphic designer to work in your office on a short-term project and pay him as an independent contractor rather than a temporary employee. Your bookkeeper—whose workflow you also direct and control—asks to work from home, so you pay her as a freelancer. You’re now guilty of employee misclassification—whether you intended to break labor laws or not. Since...

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Tips for Reducing Workers Compensation Claims

By on Oct 15, 2014 in Down to Business |

  According to the National Council on Compensation Insurance, the frequency of workers compensation lost-time claims saw a 2 percent decline in accident year 2013 when compared to 2012. However, these claims still create a financial burden for employers. In fact, according to the National Academy of Social Insurance, workers comp insurance paid out $60.2 billion in...

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Starting a Blog for Your Business

By on Oct 1, 2014 in Down to Business |

According to HubSpot, an inbound marketing software company, nearly 40 percent of U.S. businesses have a blog for marketing purposes. If you’re not among them, it’s time to think about joining the ranks of business bloggers. Not only will it provide a vehicle for sharing engaging stories about your business, products and services, a well-maintained blog can also...

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Three Ways to Clean up Your Email Subscriber List

By on Sep 12, 2014 in Down to Business |

Despite the rise of social media, email is still the marketing mainstay of many businesses—and the numbers show us why. According to the Radicati Group, a technology market research firm, worldwide email accounts will increase 27 percent between 2014 and 2018, from 4.1 billion to more than 5.2 billion. Additionally, the number of worldwide email users—both business...

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The Terrorism Risk Insurance Act Expiring

By on Aug 29, 2014 in Down to Business |

Will Your Workers Compensation Insurance Premiums Skyrocket if the Terrorism Risk Insurance Act Expires? Created by Congress after the September 11, 2001 terrorist attacks that resulted in $40 billion in insured losses, the Terrorism Risk Insurance Act (TRIA) is set to expire in December 2014. According to RAND researchers, the results could be devastating to...

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