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Employee Benefits

Should You Add Hospital Indemnity Insurance to Your Voluntary Benefits Package?

By on Nov 7, 2014 in Employee Benefits |

If you’re worried about the financial burden employer-sponsored health insurance may place on you when the Affordable Care Act’s employer mandate goes into effect, you may be in the process of changing your benefits package to pass more of those costs on to your employees. According to a report published by the International Foundation of Employee Benefit Plans,...

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Do You Have a Workplace Anti-Bullying Policy?

By on Oct 20, 2014 in Employee Benefits |

Workplace bullying is a rather surprisingly widespread problem. According to a recent survey by VitalSmarts, a corporate training and leadership development consulting company, 96 percent of American workers have experienced workplace bullying. Among the survey respondents, 89 percent reported bullying incidents that had persisted for more than one year. Fifty-four...

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Benefits to Engage Older Workers

By on Oct 6, 2014 in Employee Benefits |

If you think your senior employees are counting down the days until they can enjoy a life of pure leisure, you may be wrong. A new survey conducted by Merrill Lynch, a financial management and advisory company, found that 72 percent of pre-retirees over the age of 50 plan to work in retirement. Add to these the 47 percent of current retirees who have worked or are...

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Employee Benefits You Should Add

By on Sep 19, 2014 in Employee Benefits |

  A successful business and a competitive employee benefits package go hand in hand; you’ll rarely find one without the other. Not only do generous perks attract more job candidates to your company, they also help you minimize employee turnover, improve morale and increase productivity. But don’t stop at paid time off and a 401(k) plan. Consider these voluntary...

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Protecting Older Employees: Required Minimum Distributions

By on Sep 8, 2014 in Employee Benefits |

  A required minimum distribution, or RMD, is the minimum amount one must withdraw from an IRA or retirement account each year. RMDs typically kick in after the owner of the account turns 70.5, and if your company offers any sort of employer-sponsored retirement plan (including profit-sharing plans, 401(k) plans, 403(b) plans and 457(b) plans) you could face serious...

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How Employers are Mitigating ACA Health Insurance Costs

By on Aug 26, 2014 in Employee Benefits |

If you kept up with the news regarding the Affordable Care Act last year, you likely saw dozens of headlines proclaiming the likelihood that the employer mandate and penalty portion of the President’s signature healthcare law would result in millions of Americans losing their employer-sponsored healthcare coverage. Fortunately, recent data indicates that these dire...

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