By on Nov 13, 2017 in Personal Protection |

Fall is here in full effect. With the red and golden landscapes, hot cider and crisp air comes an increase in car insurance claims due to animal-related crashes, especially from deer. November is the peak month for deer-related crashes nationally and Virginia leads with the highest number of occurrences. Because of this, the State Corporation Commission’s Bureau of...

By on Oct 18, 2017 in Personal Protection |

This year, hurricane season struck in full force. Homeowner’s in many states are beginning the long process of rebuilding after the effects of hurricanes Harvey and Irma. For many, this is the first time filing a claim for flood insurance. Often, after a flood homeowners are surprised to find they lack sufficient insurance coverage. Flood insurance is separate from...

By on Oct 10, 2017 in Personal Protection |

Car accidents happen to new and old drivers alike. Knowing the steps to take following an accident can ease the insurance process and protect drivers from liability. The correct immediate actions can save insurance and personal worries later. These are the steps to take following an auto accident: 1. Be Safe Before anything, secure the scene. Safety is the top...

By on Oct 3, 2017 in Personal Protection |

Drive it like a rental, right? Only if you have insurance coverage! Renting a car the question comes always up: buy extra insurance with a rental car or pass? Adding insurance to rental cars adds up – up to over $200.00 a week on top of other costs. Rental car companies are charging for rental damages and repairs using complex agreements. The good news is: you may...

By on Sep 22, 2017 in Personal Protection |

  Nearly every homeowner insures their home against fire, burglary, and the usual risks. The catch? Often, their insurance only covers completed structures. Home construction and remodels aren’t typically covered under standard home insurance policies. If you’re planning to build or renovate on your property, consider builders risk insurance. What is builders risk...

By on Sep 21, 2017 in Personal Protection |

Many homeowners are making extra income renting their homes out short-term. Most don’t know the increased insurance risks this carries – until it’s too late. If you’re planning to rent out your home, make sure you know you don’t risk a lawsuit. More than 60% of homeowners do not know if their insurance covers renters. This is the claim made by Assurant, surveying...