By on Sep 14, 2017 in Personal Protection |

Recent findings by experts in the insurance industry show that the cost of including a teen on a car insurance policy is decreasing. A few years ago, including a teen driver on one’s auto insurance would have added about 85% to one’s policy only 5 years ago. Currently, the rate change is about 78%. While an improvement it is still a substantial amount. So why is the...

By on Aug 22, 2017 in Personal Protection |

Fewer than 22% of homeowners see changes in the environment or natural disasters as being an important factor to consider when updating their homeowner’s insurance coverage. This information was found in a new study done by the National Association of Insurance Commissioners (NAIC). With the increase in natural disasters, the NAIC encourages homeowners to think...

By on Aug 2, 2017 in Personal Protection |

Many motorists feel car insurance costs are higher than they want to pay. Rates are indeed on the rise. But some folks have taken to telling “white lies” to mislead insurance companies and get lower car insurance rates. A nationwide survey conducted by a leading online financial firm showed that almost 85% of survey participants had given misleading information to...

By on Jul 13, 2017 in Personal Protection |

Many motorists have noted, with justifiable concern, that car insurance costs went up by a significant margin in 2016. A closer look at the market trends gives the indication that auto insurance costs have been steadily rising for the last 5 years across the U.S. And the reason for this is quite understandable: there are more accidents happening on our roads every...

By on Jul 11, 2017 in Personal Protection |

Imagine for a minute that you run quite a bit as a part of your daily routine. You think you’re healthy. Because you value your time and independence you are self-employed. You’ve bought life insurance and health insurance but have never considered disability insurance… You turn another year older and are suddenly diagnosed with ALS (amyotrophic lateral sclerosis),...

By on Jul 6, 2017 in Personal Protection |

Poor credit report does not just affect just what you’ll pay on your home loan. It can cost you thousands of bucks in higher home insurance coverage sets you back too, inning accordance with a brand-new research. In fact, house owners with “bad,” or below-average, credit history have to pay 114% more in costs than somebody with “excellent” credit score. In some...