By on Jun 8, 2017 in Personal Protection |

Imagine this: you are seated at home working on your computer, either answering your email or polishing a work related presentation. Suddenly, a message blinks on your screen. The message curtly demands that you send cash to a certain destination, failure to which you will be unable to access any of the documents stored on your computer. You also discover that your...

By on May 18, 2017 in Personal Protection |

Does it feel like automobile insurance rates just keep increasing? It is part of a national trend. Blame increased accidents resulting from distracted driving. But there are some ways you can save on your policy: If you are a student, you can save as much as 25% with good grades. It pays to strive for those A’s! Higher deductibles can also help reduce your insurance...

By on Apr 24, 2017 in Personal Protection |

More drivers are taking their eyes off the road. They are being distracted by mobile devices and it is resulting in more accidents. Worse, it’s inflating your costs for coverage as well. In fact, a state-by-state evaluation has uncovered that rates have been increasing for the last 5 years. There are a few factors that influence rates going up… More people are...

By on Apr 4, 2017 in Personal Protection |

Many kinds of credit lines and installment loans offer credit insurance. These products are designed to “protect” an individual’s credit score by covering installment payments in case of certain qualifying situations. Sadly these tend to be overpriced according to recent research. A study covering 2004 through 2013 demonstrated that 44.4 cents in benefits were paid...

By on Mar 9, 2017 in Personal Protection |

Owning a pet can be expensive. A well-bred puppy can easily cost $2,000+ for a desirable breed. Annual costs can be $700 or more including food and wellness checkups at the vet. And that assumes things go well. If a pet requires an emergency visit to the vet, the costs for such visits can quickly skyrocket into the thousands of dollars. Treating chronic illnesses is...

By on Mar 9, 2017 in Personal Protection |

Owning a pet can be expensive. A well-bred puppy can easily cost $2,000+ for a desirable breed. Annual costs can be $700 or more including food and wellness checkups at the vet. And that assumes things go well. If a pet requires an emergency visit to the vet, the costs for such visits can quickly skyrocket into the thousands of dollars. Treating chronic illnesses is...